For State Employees

Voluntary Retirement Savings Programs

Plan	Description	Eligibility	2026 Contribution Maximum	50 and Over Catch-up Provision	60 to 63 Catch-up Provision	Vesting
Voluntary Savings 403(b)	SUNY Voluntary Savings 403(b) Plan	All active employees of SUNY are eligible to participate.	$24,500	Up to $8,000 additional annual deductions (for 2026) are permitted for those aged 50 and over (age as of 12/31/26)	Up to $11,250 additional annual deductions (for 2026) are permitted for those aged 60 to 63 (age as of 12/31/26)	Employee voluntary contributions are fully vested immediately.
Deferred Compensation 457(b)	NYS Deferred Compensation Plan	All active employees of SUNY are eligible to participate.	$24,500	Up to $8,000 additional annual deductions (for 2026) are permitted for those age 50 and over	Up to $11,250 additional annual deductions (for 2026) are permitted for those aged 60 to 63 (age as of 12/31/26)	Employee voluntary contributions are fully vested immediately.

Fidelity Investments [403(b)(7) Mutual Funds]
1-844-FOR-SUNY (844-367-7869)
www.netbenefits.com/SUNY

Teachers Insurance Annuity Associate (TIAA)
1-800-842-2252
www.tiaa.org/suny

VALIC Retirement
1-800-448-2542 or 1-888-569-7055
www.valic.com/suny

Voya Financial
1-800-584-6001
https://suny.beready2retire.com/

NYS Deferred Compensation Plan (457)
1-800-422-8463
www.nysdcp.com