Health Insurance
How to Get Started
All GSI participants are enrolled in United Healthcare’s International Student Health Insurance Plan. It is essential that you download the insurance ID Card. Follow your email instructions to set up an account and download the app.
You will receive your insurance card at Orientation. Be sure to take a picture of the front and back of it on your phone!
Not Feeling Well?
Follow this simple flowchart if you need medical care:
Student Health Center
If you are on campus and the Student Health Center is open, please visit the Student Health Center first to waive the $50 deductible. Call the Student Health Center at (631) 632-6740 to make an appointment.
Off Campus and After Hours Care
For non-urgent health care off campus, after hours, or on weekends, you can use TimelyCare for telehealth services. TimelyCare provides access to doctors and mental health professionals any time or day.
For in-person care when you are away from campus or the Student Health Center is closed, you must pay the $50 deductible to your medical provider. Seek treatment then report to the Student Health Center as soon as possible to get the $50 deductible reimbursed.
Network
You can find a doctor who accepts your insurance by visiting the United Healthcare website.
Urgent Care
If your condition is not life-threatening, requires in-person treatment, and Student Health Services is closed, you can visit a local urgent care. Below are nearby urgent care facilities.
| Facility | Address | Phone |
| CityMD | 1995 Nesconset Hwy Lake Grove, NY 11755 |
(631) 731-4449 |
| CityMD | 4724 Nesconset Hwy Port Jefferson Station, NY 11776 |
(631) 474-5900 |
| Northwell Health |
2079 Smith Haven Plaza |
(631) 315-6758 |
Emergency
If your condition is severe or life-threatening, call 911 or go to the closest hospital emergency room (ER).
Coverage & Payment
The benefit per injury or sickness under the United Healthcare plan is unlimited,
and it covers 100% of Mental Health, Primary Care Providers, Specialists, Emergency
and Hospital Services and Preventative Care including Annual Physicals, GYN exams,
Routine Screenings and Immunizations. You are responsible for a $50 deductible for
each injury or sickness. This deductible is mostly waived if you see a physician at
the Student Health Center on campus first.
Medicine
You are responsible a $10 co-pay for tier 1 drugs, and $20 co-pay for tier 2 or 3 drugs for up to a 30 day supply. Please show your insurance ID at the local pharmacy. If you purchase medicine at the Student Health Center, you will be charged fully for the medication. You will need to request reimbursement by making a claim. For your convenience, the nearest pharmacies to campus are listed below.
| Pharmacy | Address | Phone |
| CVS Pharmacy | 682 NY-25A East Setauket, NY 11733 |
(631) 246-8731 |
| Duane Reade (Walgreens) | 1320 Stony Brook Rd Stony Brook, NY 11790 |
(631) 751-5743 |
Claim Procedure
- Must be submitted within 365 days of the original date of service.
- Always keep a copy of claims and documentation for your records.
- E-claims are available at https://www.uhcsr.com/insurance-forms.