Even if you do everything to protect your home, accidents can happen. While the University
does not recommend any one insurance company to deal with, we HIGHLY RECOMMEND that students living off campus obtain Renter's Insurance. Similar to Homeowners Insurance, it provides renters with coverage for personal property
loss or damage. It could also provide you with temporary housing and liability coverage.
Insurers will often tailor renter's insurance plans to the specific needs of the tenant.
Without renter's insurance, your personal property is not protected against loss or
damage. Protect yourself from:
Fire or Lightning
Windstorm
Smoke
Vandalism or malicious mischief
Theft
Accidental discharge of water
Contact any insurance company to get a quote and to obtain this valuable resource. Pricing and coverage varies from plan to plan. Policies with a $50,000 property value
limit can run from $100-$300 premiums per year. That's only $10-$25per month!It is up to you to determine which option is best for you.
The University's Good Samaritan Policy encourages students to call for help in an
alcohol or other drug related emergency. Students may be reluctant to seek medical
attention for themselves or others for incidents related to alcohol or other drug
consumption due to fear of potential consequences of their own conduct. Under this
policy, the student for whom assistance is sought and the bystander acting in good
faith who discloses to University officials an incident of alcohol or drug use may
not be subjected to University sanctions for violations of alcohol or drug policies.
The mission of the Red Watch Band is to provide students of the college/high school
community with the knowledge, awareness, and skills to prevent toxic drinking deaths
and to promote a student culture of kindness, responsibility, compassion and respect.
Fight or flight...the most important decision to make is whether to fight the fire or escape. This is
a critically important decision, and may literally mean the difference between life
and death.
Know 2 Ways Out...The best escape plans have two exits from each room. You should practice these escapes
at least twice a year.
Smoke and Carbon Monoxide Detectors...Every room used for sleeping should have its own smoke and carbon monoxide detectors.
ALWAYS leave the batteries in the detector. ALWAYS leave the detector uncovered so it can sense the smoke. Many fire fatalities occurre
when the detector has been disabled.
Stop by our office (Union 205) for a FREE Smoke and Carbon Monoxide Detector while supplies last! Please email us before you stop by to make sure we have inventory!
commuter_services@stonybrook.edu
Most electrically related fires are caused by misuse and poor maintenance of electrical
appliances, overloaded circuits and extension cords. Here are some do's and don'ts
for electrical fire safety:
Appliances
Frayed wires can cause fires. Replace all worn, old or damaged appliance cords immediately.
Keep electrical appliances away from wet floors and counters; pay special care to
electrical appliances in the bathroom and kitchen.
Space heaters, coffee makers, and all other appliances with exposed heating elements
should never be left unattended while in operation. They should be unplugged after
each use and stored only after they are cool enough to touch.
Be sure to clean out lint filters from dryers and washing machines after each and
every load. Also make sure that the vents are installed and cleaned properly.
Extension cords
Don't overload extension cords. Do not plug multiple extension cords into one another.
Know the capacity of the extension cord and do not exceed the rating.
Extension cords are to be used only as temporary connections; never for fixed wiring.
Where there is a permanent need for an electrical outlet, one should be installed.
Never tack, staple, fasten, or tie extension cords.
Outlets
Never overload wall sockets.
Immediately shut off, then have replaced, outlets and switches that are hot to the
touch.
Lighting
Never cover light bulbs with paper or clothing.
Use caution when lighting candles or incense. These items should never be left unattended.
When cooking, never leave the kitchen unattended. This is the number one cause of
cooking fires.
Clean cooking surfaces to prevent food and grease build-up.
Keep curtains, towels and pot holders away from hot surfaces.
Store solvents and flammable cleaners away from heat sources.
Turn pan handles inward to prevent accidental spilling.
Slide a pan lid over flames to smother a grease or oil fire, then turn off the heat
and leave the lid in place until the pan cools.
Make sure a dry chemical fire extinguisher is located near the cooking area. Never
use water or flour on grease fires.
Close the oven door and shut off the heat to smother an oven or broiler fire.
First:
Make sure that everyone is out of danger
Notify the fire department
Size up the fire--is it small enough to be handled by a fire extinguisher?
Back away from the fire if it gets out of control
Fighting the fire:
P: pull the pin that unlocks the operating handle
A: aim the extinguisher low at the base of the fire
S: squeeze the lever on the extinguisher to discharge the agent
S: sweep the nozzle or extinguisher hose from side to side. Move slowly and carefully
toward the fire, continuing to sweep the extinguisher back and forth at the base of
the flames
Once it is out:
Just because you have extinguished the fire, don't turn your back on it! Back way
from the fire, watching it to make sure that it does not reignite. If the fire was
in a pan of grease, for example, the grease may be hot enough to reignite.
Maintaining extinguishers:
Make sure there is enough pressure in it to operate. This is often indicated by a
small gauge near the handle. Usually, an arrow will either point to a green area (enough
pressure) or a red area (not enough pressure in the extinguisher).
Everyone is responsible for making sure the extinguishers are in working order. Each
time you pass one by you can glance at the pressure gauge to make sure that it is
ready to fight a fire. At a minimum, they should be checked once a year.
Adapted from "Campus Safety Campaign: How do fire extinguishers work?"
Pedestrian Safety
Use a marked crosswalk and sidewalks when available.
Stop before proceeding across a roadway.
On roads without sidewalks, walk on the left, facing traffic.
When walking at night, wear something reflective* and/or carry a flashlight [get a free reflective vest from our office].
Do not use cellphones or other handheld devices at intersections [pedestrians distracted by cellphones typically walk slower and this activity increases
the likelihood of being involved in a motor vehicle accident].
*Stop by our office (Union 205) for a FREE REFLECTIVE VEST while supplies last. Please send us an email before you stop by to make sure we have
inventory! commuter_services@stonybrook.edu.
Vehicle Safety
Remember to slow down when driving on campus.
Don't forget to watch for and yield to pedestrians.
Don't pass vehicles stopped at crosswalks.
Always take your key out of the door or ignition of your vehicle when not in use.
DO NOT drive while distracted. [the number one source of driver inattention is the use of wireless devices and participating
in distracted driving makes up 25% of reported crashes]
