Benefits & Total Rewards / NYSHIP

Coverage for your partner.
A clearer path.

Domestic partner documents & proofs

Understand eligibility, gather the right documents, and prepare for domestic partner health insurance coverage.

01 / Start with eligibility

A shared life. A few essential requirements.

A same-sex or opposite-sex domestic partner may qualify as your dependent for health insurance coverage when the plan’s requirements are met.

18+

Age

Both partners must be at least 18 years old.

01

Marital status

Both partners must be unmarried.

02

Relationship

You must not be related in a way that would bar marriage in New York State.

03

Shared home

You must live together and have shared the same residence for at least six months.

04

Commitment

You must have an exclusive mutual commitment to each other’s welfare, established for at least six months and expected to continue indefinitely.

05

Shared finances

You must be financially interdependent and share responsibility for basic financial obligations.

Before applying, review every confirmation below. Neither partner may have had a domestic partner enrolled in NYSHIP within the last year.

02 / Prepare your documents

Two proof categories. Different date rules.

Choose your documents carefully. The financial and cohabitation requirements each have their own rules.

Category A / Shared financial responsibility

Two different proofs.

Provide two accepted forms of proof of your joint responsibility for basic financial obligations.

Proof 1 / Established partnership

At least six months old on the date you submit the form.

Proof 2 / Continuing partnership

Dated within six months of submission. It must be a different form of proof from the older document.

View all 14 accepted financial proofs
  • A mortgage or lease held jointly.
  • Shared ownership of your home.
  • Joint wills, or naming either partner as executor and/or primary beneficiary.
  • Naming your domestic partner as a life insurance or retirement beneficiary.
  • Naming either partner as durable power of attorney. Health care proxy forms do not qualify.
  • A shared loan obligation; a creditor’s affidavit may document a personal loan.
  • A brokerage investment account owned jointly.
  • A shared homeowners’ or renters’ insurance policy.
  • Joint ownership or lease of a vehicle.
  • Shared responsibility for child care costs, such as tuition or guardianship.
  • A joint household budget used to receive government benefits.
  • Authorized-user status on your partner’s bank, credit card or charge card account.
  • One partner designated to receive government benefits as representative payee for the other.
  • Joint bank, credit card or charge card statements, or a financial institution’s letter confirming the account’s effective date.
A newer statement from the same account is not enough.

If your older proof is a joint bank account statement, a newer statement from that same account cannot serve as your second financial proof.

Not accepted for financial responsibility

A vehicle insurance policy naming your partner only as a driver, or a phone bill naming your partner only as a user, does not qualify.

Category B / Proof of cohabitation

A shared residential address.

Provide at least one accepted form of proof that you and your partner live together.

Document age

Every cohabitation document must be at least six months old when you submit the form.

Names & address

Use one document showing both names, or two separate documents showing each partner at the same residential address.

View all 10 accepted cohabitation proofs
  • A bank statement mailed to your residential address.
  • A paycheck stub.
  • A driver’s license or vehicle registration showing your residential address.
  • An insurance benefits statement mailed to your residential address.
  • A joint membership statement mailed to your residential address, such as a church or organization membership.
  • A joint mortgage or lease.
  • Shared ownership of your home.
  • A tax return showing your residential address.
  • A telephone or utility bill mailed to your residential address.
  • Domestic partnership registration in a New York State municipality that provides this procedure.
Use a residential address.

A P.O. Box does not qualify as proof of cohabitation.

Check the date on every document.

All cohabitation proofs must be at least six months old when you submit the form.

03 / Confirm before applying

Every statement
needs a “yes”.

You and your partner must be able to affirm every requirement and provide the supporting documents to qualify for NYSHIP domestic partner coverage.

  1. 01
    Age

    You and your partner are each at least 18 years old.

  2. 02
    Relationship

    You are not related in a way that would prevent marriage in New York State.

  3. 03
    Your marital status

    You are not legally married to anyone. If divorced, include your divorce decree; if widowed, include your spouse’s death certificate. Legal separation does not end a marriage.

  4. 04
    Your partner’s marital status

    Your partner is not legally married to anyone. If divorced, include their divorce decree; if widowed, include their spouse’s death certificate. Legal separation does not end a marriage.

  5. 05
    Prior NYSHIP coverage

    Neither of you has had a domestic partner enrolled in NYSHIP within the last year.

  6. 06
    Shared residence

    You have lived at the same residence for at least the last six months and have included the required cohabitation proofs.

  7. 07
    Mutual commitment

    For at least the last six months, you have had an exclusive commitment to share responsibility for each other’s welfare and financial obligations. You expect it to last indefinitely and have included the required financial proofs.

  8. 08
    Reporting changes

    As the enrollee, you understand that you must file PS-425.4 within 30 days if your partnership ends or you can no longer document one or more eligibility requirements.

04 / Forms & support

The right forms. Help when you need it.

Use the official Civil Service forms and contact Benefits with questions about your documents.

Your Benefits team

Questions about your documents?

If a PDF will not open, ask Benefits for help accessing the form.

hrs_benefits@stonybrook.edu   ↗