International Student Health Insurance (ISHI)
All inbound international students are mandated and automatically enrolled in the SUNY Student Health Insurance Program
2022-23 Coverage Highlights (Inbound)
- COVID-19 Vaccine - 100% covered
- Coverage is worldwide. To local a provider in your network, see the information listed below for United States and Abroad.
- Tele-Doc service for minor sickness, injury & mental health
| Plan Design (Per Person, Annually) | In-Network Benefits | Out of Network Benefits |
|---|---|---|
| Annual Deductible | $200 (student pays this 1 time, annually, not with each visit) | $400 (student pays this 1 time, annually, not with each visit) |
| Coinsurance | 0% | 10% |
| Preventative Care Services | Covered in full (annual physical, OBGYN) | Covered in full (annual physical, OBGYN) |
| Primary Care Visit | $25 copay After $200 deductible is met |
$50 copay After $400 deductible is met |
| Urgent Care Visit | $25 copay After $200 deductible is met |
$50 copay After $400 deductible is met |
| Emergency Room | 0% coinsurance/copay After $200 deductible is met |
$75 copay |
| Ambulance | 0% coinsurance/copay After $200 deductible is met |
10% copay After $400 deductible is met |
| In-Patient Hospital Care | 0% coinsurance/copay After $200 deductible is met |
10% copay After $400 deductible is met |
| Prescription Drugs | $10 copay for tier 1 drugs, and a $20 copay for tier 2 or 3 drugs | $10 copay for tier 1 drugs, and a $20 copay for tier 2 or 3 drugs |
The benefits listed above are a brief summary of the Student Health Insurance Plan design. Additional Schedule of Medical Expense Benefits/Limitations are specified in the Master Policy.
***The Emergency Room (ER) is for severe or life threatening medical issues (such as a broken bone, bleeding that will not stop, chest pain). Do not go to the ER for non-emergent health issues (such as a cold or cough).
View More Inbound Coverage Highlights
View Inbound Coverage Brochure
Additional Coverage Highlights and Brochures:
Frequently Asked Questions
For additional questions about insurance charges on your student account, you may contact the Student Health Insurance Office at:
FSA Student Insurance Office
West Side Dining, Second Floor (FSA Suite)
Phone: (631) 632-6054
Email: studenthealthinsurance@stonybrook.edu