International Student Health Insurance (ISHI)
The International Student Health Insurance is applicable to all International exchange, research and study programs.
SUNY International (UHC) Insurance Benefits for COVID-19
|Plan Design (Per Person, Annually)||In-Network Benefits|
|Labs/Blood Draws||$0 Coinsurance/Copay|
|Primary Care Visit||$0 Coinsurance/Copay|
Urgent Care Visit
|Emergency Room||$0 Coinsurance/Copay|
|In-Patient Hospital Care||$0 Coinsurance/Copay|
|Prescription Drugs||$10 (tier 1)/$20 (tier 2)/$30 (tier 3)|
Please note as always, plan type #41 (campuses with a SHC) has an annual $50 deductible
that must be met
prior to plan benefits above activating.
United Healthcare Rates
|2019 - 2020||Annual||Fall/Winter||Spring||Spring/Summer||Summer|
|Two or More Dependents||$2,658||$1,108||$1,104||$1,550||$668|
|Spouse/Partner and Two or More Dependents||$3,987||$1,662||$1,656||$2,325||$1,002|
|2019 - 2020||Annual||Fall/Winter||Spring||Spring/Summer||Summer|
|Two or More Dependents||$788||$330||$328||$458||$198|
|Spouse/Partner and Two or More Dependents||$1,182||$495||$492||$687||$297|
This is billed to your student account in SOLAR.
The cost of health care in the United States is very high. This health insurance plan will pay towards your medical bills for illnesses and accidents.
Must be enrolled as a fulltime student to receive coverage.
|Coverage Period||Coverage Start Date||Coverage End Date||Enrollment/Waiver Deadline|
- Coverage is worldwide. To local a provider in your network, see the information listed below for United States and Abroad.
- Tele-health and tele-counseling
- Unlimited coverage for primary care providers, specialists, emergency visits and hospitals***
- Unlimited coverage for preventative care, including annual physicals, GYN exams, routine screenings and immunizations
- Prescription Drug Coverage: $10 copay for tier 1 drugs, and a $20 copay for tier 2 or 3 drugs
- Unlimited coverage for inter-collegiate athletics
- Unlimited coverage for mental health
- Evacuation and Repatriation Services
- Coverage for Gender Reassignment Care
***The Emergency Room (ER) is for severe or life threatening medical issues (such as a broken bone, bleeding that will not stop, chest pain). Do not go to the ER for non-emergent health issues (such as a cold or cough).
Medical Providers and Coverage In the U.S.
You should always seek treatment at the west campus Student Health Service (SHS) for an assessment and possible treatment of your medical problem. By coming to the Student Health Service first, your deductible will be significantly reduced for that medical problem.
In the event you need to go off campus for medical care, you may use any practitioner you wish. However, medical providers who are part of United Healthcare preferred provider organization (PPO) will provide discounts for their medical services and your bill will be covered up to the limits of the insurance plan. Usually, you will not need to complete a claim form with these doctors. If you do not use United Healthcare providers, you may find that your provider has charged higher fees, and you may have a balance to pay after the insurance company pays its portion. For a listing of medical providers in the United Healthcare PPO network, go to uhcsr.com
Medical Providers and Coverage Abroad
To locate a Provider/Pharmacy outside the USA and for emergencies abroad: 844-249-0748 (24/7)
To check claims status, ask benefit questions, locate a provider, obtain a Visa letter, or to inquire about specific drug coverage under this policy: 1-888-714-6544 or 1-800-767-0700 or email email@example.com
What are Deductibles, Coinsurance, and Copays?
What is an EOB?
Tele-Health services are offered through HealthiestYou to provide you with round-the-clock remote access to board-certified physicians.
The tele-counseling service is offered through BetterHelp, a national virtual counseling service. Starting on the effective date of your policy, you have access to Psychologists (PhD / PsyD), Marriage and Family therapists (LMFT), Clinical Social Workers (LCSW) and Licensed Professional Counselors (LPC). These professional licensed counselors will be available to you via ongoing text communications, live chat, phone, video or groupinars.
(F-2 or J-2 spouse and/or children) must also have health insurance. The Student Health Insurance Office can give you an enrollment form, but you must pay the additional cost for dependent coverage directly to United Healthcare. This MUST be done within 30 days of arrival of your dependents into the country, OR within 30 days of the birth of a new baby, or your marriage, OR within 30 days of the beginning of an enrollment period. Insurance is effective upon receipt of your application and payment. If you wish to enroll a dependent, you may pay online at uhcsr.com/school-page. Download an enrollment form below:
Once you are enrolled, ID cards will be mailed to your local address in SOLAR by United Healthcare.
Outbound (Study Abroad) Students
When we have enrolled you in insurance you will receive an automated email from firstname.lastname@example.org. Follow the instructions in that email. Download our guide to assist in setting up your new account.
Your ID Card
The State of New York requires every student at Stony Brook to pay a Health Services fee. This fee permits ONLY students to use the Student Health Services on the West Campus, where most services are free. The Student Health Services center is not a hospital, and cannot take care of severe medical problems. The Health Services fee cannot be used for medical services outside the Student Health Service. Please remember, you MUST hand in your Health Form to Student Health Services before class registration; all your series of immunizations (shots) must be completed, and reported on the Health Form before registration.
- Must be submitted within 365 days of the original date of service.
- Always keep a copy of claims and documentation for your records.
- E-claims are available at https://www.uhcsr.com/insurance-forms
Undergraduate International students with domestic health insurance coverage who wish to waive insurance should go to haylor.com/college/stony-brook-university to fill out a waiver
Waivers are approved only if you are studying in your home country for an entire semester or academic year. You must provide a letter to us informing us of your status and the name of an academic department contact by August 26 for the Fall Semester and January 27 for the Spring Semester. No waivers will be considered after the deadline.
Any Medicaid plans based outside of NY and the NY state Essential Plan will not be accepted. The following plans will not be accepted :
- AIG General Insurance Company Ltd.
- HTH Worldwide
- International Student Protection (ISP)
- UnitedHealthcare’s PGH/Student Resources Product
- ICIC Lombard
- International Medical Group (IMG)
- Seven Corners
- Global Benefit Group (GBG)
- Tokio Marine HCC
- Fallon Community Health Plan (Massachusetts Medicaid)
- Partners Health Plan (Massachusetts Medicaid)
- Peach State Health Plan (Georgia Medicaid)
- Affinity Health
- Emblem Health with ID numbers of LLNNNNNL or Emblem Health (HIP MA)
- Medi-Cal (California Medicaid)
- Populytics- LeHigh Valley Health Systems
- Healthy Connections – South Carolina Medicaid
- Gesinger Insurance Plans
- Health New England
- Care1st (Arizona- Medicaid)
- Boston Medical Center Healthnet Plan (Medicaid)
- Neighborhood Health Plan of Rhode Island (Medicaid)
- Gateway Health Plan (PA- Medicaid)
- Wellcare of NY
- MassHealth (Massachusetts Medicaid)
- Molina (Medicaid Based Plan)
- Husky (Connecticut Medicaid)
- United Healthcare Community Plan (New Jersey)
- Christian Healthcare Ministries
- Liberty Health
- Global Benefit Group
- Tufts (Rhode Island & Massachusetts Medicaid only)
- YourCare Health Plan
- Emblem Health (only HIP MA) or id# that starts with JNR
- Any Medicaid or Medicare Plans that are not based in Central NY and Medicaid plans that start with FU in your ID#
You can be reimbursed just for visiting the gym!
Download the Fitness Reimbursement Flyer to learn more
- International / Inbound Health Insurance Brochure
- Outbound / Study Abroad Health Insurance Brochure
- Video Explanations on Deductibles, Coinsurance, Copays, EOB, and how to navigate your account on UHC
Our office is located at 157 East Side Dining.
For questions please call (631) 632-6517.