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Health Insurance

How to get started

All GSI participants are enrolled in United Healthcare’s International Student Health Insurance Plan. It is essential that you download the insurance ID Card. Follow your email instructions to set up an account and download the app. 

International Student Health Insurance

not feeling well?

Follow this simple Flowchart if you need medical care:

Health center Flowchart

Student Health Center

If you are on campus and the Student Health Center is open, please visit the Student Health Center first to waive the $50 deductible.  Call the Student Health Center at (631) 632-6740 to make an appointment. 

Student Health Center Hours

Off-Campus and After-Hours Care

If you are away from campus or the Student Health Center is closed, you must pay the $50 deductible to your medical provider. Seek treatment then report to the Student Health Center as soon as possible to get the $50 deductible reimbursed.


You can find a doctor who accepts your insurance by visiting the United Healthcare website.

Evenings and Weekends

If your condition is not life-threatening and Student Health Services is closed, you can visit a local urgent care. Below are nearby urgent care facilities.

Urgent Care Address Phone Number
CityMD  1995 Nesconset Hwy, Lake Grove, NY 11755 (631) 731-4449
CityMD 4724 Nesconset Hwy, Port Jefferson Station, NY 11776 (631) 474-5900
Nothwell Health-GoHealth Urgent Care 2079 Smith Haven Plaza, Lake Grove, NY 11755 (631) 315-6758

If your condition is severe or life-threatening, call 911 or go to the closest hospital emergency room (ER). 


The benefit per injury or sickness under the United Healthcare plan is unlimited, and it covers 100% of Mental Health, Primary Care Providers, Specialists, Emergency and Hospital Services and Preventative Care including Annual Physicals, GYN exams, Routine Screenings and Immunizations. You are responsible for a $50 deductible for each injury or sickness. This deductible is mostly waived if you see a physician at the Student Health Center on campus first. 


You are responsible a $10 co-pay for tier 1 drugs, and $20 co-pay for tier 2 or 3 drugs for up to a 30 day supply. Please show your insurance ID at the local pharmacy. If you purchase medicine at the Student Health Center, you will be charged fully for the medication. You will need to request reimbursement by making a claim. For your convenience, the nearest pharmacies to campus are listed below. 

Pharmacy Address Phone Number
CVS Pharmacy 682 NY-25A, East Setauket, NY 11733 (631) 246-8731
Duane Reade (Walgreens) 1320 Stony Brook Rd, Stony Brook, NY 11790 (631) 751-5743

Claim Procedure

  • Must be submitted within 365 days of the original date of service.
  • Always keep a copy of claims and documentation for your records.
  • E-claims are available at