Young Adult Option Plan

Dependent Coverage Under New York State's "Young Adult" or "Age 29" Laws

Under New York state law, an adult child (or children) may be able to continue or elect RF coverage until the adult child's 30th birthday if you or the adult child pays the full premium, provided the adult child to be covered is:

  • Unmarried
  • 29 years of age or under
  • Not insured by or eligible for comprehensive (i.e., medical and hospital) health insurance through his or her own employer
  • Living, working or residing in New York state or the health insurance company's service area and Not covered under Medicare

The young adult does not have to live with a parent, be financially dependent on a parent or be a student. Call 631-632-6180 for an enrollment application.