Requirements for Domestic Students
Step-by-step instructions | Fill out a waiver on SOLAR
Waivers for this insurance plan are approved only if the student already has alternate
health insurance in place and completes a waiver online (on SOLAR) prior to the start of the semester. Your alternate insurance must meet the following requirements:
- Your alternate insurance plan will be in effect for the entire academic year (or through
the completion date of your academic program)
- Your alternate health plan must cover inpatient and outpatient medical care, prescription
coverage and mental health care coverage within 75 miles of Stony Brook University,
including routine, urgent and emergency care (emergency-only coverage does not satisfy
- Your alternate health plan must be provided by an insurance company based in the United
States and that is compliant with the Patient Protection and Affordable Care Act (Short-Term,
limited duration plans do not satisfy this requirement.)
- If you are waiving this plan with a Medicaid Insurance Card, in order for your waiver
to be accepted, it must be a Medicaid Plan that was established in NY State and must
provide active, in-network coverage. (Out of state Medicaid Plans will not be accepted)
You must complete a waiver at the beginning of EACH academic year, by the first day of classes. If you are an incoming student beginning in the Spring semester, submit a waiver
by the first day of Spring classes.* However, if you lose your alternative insurance coverage at any time, you should
contact the Student Health Insurance Office immediately.
*If an exception is made to the late waiver policy, there will be a minimum insurance
charge of $31.25 applied to your SOLAR account.
Gaps in health insurance coverage are not permitted. Please contact the Student Health Insurance Office at (631) 632-6054, by e-mail
To file a waiver the student must go to the SOLAR main page, and click on "Campus Financial Services," and then "Required Insurance/Waiver." Waivers will not be accepted after the deadline. All waivers will be verified by our
insurance broker (Haylor, Freyer and Coon).
If our broker is unable to verify your insurance information you will receive an email
requesting additional information. The FSA student services office will also send
you an email to let you know your current waiver was denied. If you were denied because
you have an Out of State Medicaid plan and you are living at home, taking all of your
classes online, the FSA Services Office will override the denial and approve your
For step-by-step instructions on how to fill out a waiver on SOLAR, download our guide.