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Summer Aid

Summer is an excellent time to catch up or get ahead in your studies, make progress towards graduation, and explore new and interesting topics.

Stony Brook’s tuition rate is among the most affordable of all top-tier universities in the nation, and we support eligible students with financial aid in the form of Pell grants, TAP grants, subsidized and unsubsidized loans and Parent-Plus loans.

It’s important to understand how summer financial aid will impact your award levels in the following fall and spring semesters, as there are limits to the amounts students can receive in Pell Grants and Direct Loans in one academic year. Our advisors are here to speak with you should you have questions about your eligibility for summer aid or financial decision-making. 



This calculator is designed to help you estimate what your total summer expenses will be based on the various options you select

* Be sure to read our section on  Enrollment and your Aid  to understand how changes in enrollment can impact your Eligibility for financial aid.

You can also view our Summer Aid Videos for a tutorial on how to use the summer aid expense calculator and for an overview of the summer aid process. 

Notification of summer awards to eligible students begins mid-May.

Students who have submitted a valid FAFSA and who have also enrolled for summer classes will automatically be awarded a summer financial aid award package.   It is important to understand that receiving summer aid will likely reduce your fall/spring award  package.  Please read the award program details below for additional information and how your fall/spring awards may be affected.

In order to receive a summer financial aid award package the following must be in effect prior to the last day of your summer enrollment:

  • You must be a matriculated Stony Brook student
  • We must have a valid FAFSA on file
  • You must not have any outstanding To Do List Items

Stony Brook University participates in the following summer financial aid programs.


  • Summer Federal Work Study
    Funding for this program is limited. Federal Work Study will be awarded on a funds available basis.

    The start date for summer employment through the Federal Work-Study Program is July 1 and continues through the end of the summer term (mid-August).

    In order to be considered for this program, it is necessary to complete the following steps:

    1. File the FAFSA or Renewal FAFSA for the upcoming aid year so that it is received by the federal processor no later than February 15th. Indicate on your FAFSA that you would like to be considered for Federal Work Study funds.
    2. Enroll for summer.
    3. Based on available funds, if you are eligible to receive Federal Work Study you will be considered for this award.
  • Summer Federal Direct Loan (Subsidized & Unsubsidized)
     In order to be considered for this program, it is necessary to complete the following steps:
    1. File the FAFSA or Renewal FAFSA for the upcoming aid year.
    2. Complete your summer registration. Note: A minimum enrollment of 6 credits during Summer Sessions I and/or II is required to receive a Federal Direct Loan. Advanced graduate students engaged in full-time research must register for the appropriate course.
    3. If you are eligible to receive a loan one will be offered to you in your summer financial aid award package.

    If a Master Promissory Note is required, a SOLAR System To Do List Item will be assigned.

    Due to federally mandated maximum annual loan limits, students borrowing through the Federal Direct Loan Program during the summer term will have reduced eligibility to borrow during the upcoming academic year.


    Student A is eligible for a combined annual total of $5,500 from the Federal Direct Loan Program. The scheduled disbursement for this loan would be $2,750 in the fall and $2,750 in the spring.

    Student A enrolls for 6 credits in the summer, and accepts a $3,500 Federal Direct Loan.

    Loan eligibility would change from:

    Fall Loan Spring Loan
    $2,750 $2,750


    Summer Loan Fall Loan Spring Loan
    $3,500 $1,000 $1,000
  • Summer Federal Pell Grant

    This program allows a Pell eligible undergraduate student a maximum annual award amount based on the student's expected family contribution (EFC) and on the student's credit load towards degree progress. You may view annual award amounts based on EFC here.

    A federal regulation change, effective for 2017-2018 and beyond, allows a student to receive up to three full-time payments (150% of their maximum annual award) in one academic year (summer, fall, spring).


    2017-2018 and beyond: Student A is eligible for a $4000 annual Pell grant which is scheduled to disburse $2,000 in the fall and $2,000 in the spring. Student A enrolls for 6 credits in the summer and 12 credits for both fall and spring terms. The payment of their Pell would be:

    Summer Pell Fall Pell Spring Pell
    $1,000 $2,000 $2,000

    If student A was enrolled in 12 credits in the summer, fall, and spring terms, the payment of their Pell award would be:

    Summer Pell Fall Pell Spring Pell**
    $2,000 $2,000 $2,000

    *This regulation is new and we are working to update our system to accommodate the change. Continuing students will initially be packaged with a reduced spring Pell award amount. These award packages will be revised once the system update is complete.

    **Students who enroll full-time in the summer and fall terms must be enrolled at least half-time (6 credits) in the spring term to qualify for the third payment.

    Summer application steps:

    1. File the FAFSA or Renewal FAFSA for the upcoming aid year and have a resulting Pell eligible Student Aid Report.
    2. Enroll for summer.
    3. If you are eligible to receive a Pell award, one will be offered to you in your summer financial aid award package.
  • Summer TAP

    You must meet the general TAP eligibility requirements (NY State Resident, Citizen, or Eligible Non-Citizen, etc...). You may apply for TAP if enrolled at least half-time (6 credits that  are applicable towards your degree program, Primary Major and/or DEC/SBC requirements) during Summer Sessions I and/or II. Additionally, you must also meet the following conditions:

    • Must have full-time enrollment status in the prior semester and
    • Must have earned a combined credit total of 24 credits the prior two terms at Stony Brook. Transfer credits do not apply to this requirement.

    If you file your FAFSA electronically ( you will be able to link to your on-line TAP application at the end of the FAFSA session. If you missed the NYS link, or you filed a paper FAFSA, go to New York State Higher Education Services at  to complete the TAP application process.

    You must either call HESC at 1-888-NYS-HESC to request summer TAP, or apply for summer TAP using the HESC web site. If ‘SUNY STONY BROOK’ does not appear for the upcoming summer term, add the appropriate ‘SUNY STONY BROOK’ code from the drop-down box (‘SUNY STONY BROOK - 0875).

    Please be aware that students enrolled in a 4-year undergraduate program are eligible to receive 8 full-time (semester) TAP payments. Students enrolled in the Educational Opportunity Program (EOP) are eligible to receive 10 full-time (semester) TAP payments.

  • Summer PLUS Loan (for Parents of Undergraduate Students)
     Parents of matriculated Undergraduate students who are enrolled for a minimum of six credits may apply for a PLUS loan. A FAFSA application is required prior to applying for the PLUS loan. Parents whose PLUS Loan is denied based on credit history should contact the Office of Financial Aid and Scholarship Services for alternative financing options. Visit the Applying for Parent Aid page  to learn more about applying for the Parent PLUS loan.