Your financial aid may not cover all the expenses that you may incur while attending
classes. The following information is designed to assist you in determining the amount
of funding you may need to cover these "out of pocket" costs and the available options
to cover the expenses or "filling the gap."
Your budget is made up of two parts:
direct costs that are paid to the University and
indirect costs that are not paid directly to the University but you may incur during the enrollment
period. Indirect cost items may vary depending on your individual situation.
2021-2022 Estimated Full-Time Cost of Attendance (COA)
Direct Costs
New York Resident
Out of State Resident
Tuition
$7,070
$24,990
Fees
$3,490
$3,490
Housing
$9,914
$9,914
Meals
$5,590
$5,590
Total Direct Cost
$26,064
$43,984
Indirect Costs
New York Resident
Out of State Resident
Books
$900
$900
Transportation
$500
$500
Personal Expenses
$1,920
$1,920
Total Indirect Cost
$3,320
$3,320
ESTIMATED YEARLY COST
$29,384
$47,304
Important Notes/Key Terms:
These estimated costs are effective 07/13/2021. All charges are subject to change
following regulations from the state of New York, the State University of New York,
and Stony Brook University. Tuition and Fees may vary based on program of study. Please
visit the
Student Financial Services Website for actual charges.
Fees include: College Fee, Health Services Fee, Graduate Activity Fee, Technology
Fee, Academic Excellence & Success Fee and Transportation Fee.
Housing and meal costs may vary depending on housing options and meal plan selected.
Double dorm room and Wolfie Standard Meal Plan were used to calculate above meal and
housing plans. All resident first year students are charged an additional fee for
required opening weekend meals. All resident transfer students are charged an additional
fee for opening weekend lunches.
Direct costs are charges paid to the University.
Indirect costs are not paid directly to the University. They are average regional
costs based on the consumer price index.
Transportation allowance may cover travel to the student's home during breaks in the
semester.
Personal expenses include clothing, personal maintenance, grooming aids, and recreation.
Full time students will be billed for health insurance through the University. The
option to waive this cost will be available by providing proof of coverage to the
Student Health Serviceat Stony Brook University.
These estimated costs are effective 07/13/2021. All charges are subject to change
following regulations from the state of New York, the State University of New York,
and Stony Brook University. Tuition and Fees may vary based on program of study. Please
visit the
Student Financial Services Website for actual charges.
Fees include: College Fee, Health Services Fee, Graduate Activity Fee, Technology
Fee, Academic Excellence & Success Fee and Transportation Fee.
Direct costs are charges paid to the University.
Indirect costs are not paid directly to the University. They are average regional
costs based on the consumer price index.
Transportation allowance may cover the cost of operating and maintaining a car, the
costs of daily tripsto and from campus, the cost of trips to permanent residence,
and the cost of bus and parking permits.
Personal expenses include clothing, personal maintenance, grooming aids, and recreation.
Full time students will be billed for health insurance through the University. The
option to waive this cost will be available by providing proof of coverage to the
Student Health Serviceat Stony Brook University.
These estimated costs are effective 07/13/2021. All charges are subject to change
following regulations from the state of New York, the State University of New York,
and Stony Brook University. Tuition and Fees may vary based on program of study. Please
visit the
Student Financial Services Website for actual charges.
Fees include: College Fee, Health Services Fee, Graduate Activity Fee, Technology
Fee, Academic Excellence & Success Fee and Transportation Fee.
Direct costs are charges paid to the University.
Indirect costs are not paid directly to the University. They are average regional
costs based on the consumer price index.
Transportation allowance may cover the cost of operating and maintaining a car, the
costs of daily trips to and from campus, the cost of trips to permanent residence,
and the cost of bus and parking permits.
Personal expenses include clothing, personal maintenance, grooming aids, and recreation.
Full time students will be billed for health insurance through the University. The
option to waive this cost will be available by providing proof of coverage to the
Student Health Serviceat Stony Brook University.
The following methods are available to "filling the gap" between your college expenses
and your financial aid awards:
You may pay the balance due in full each term. Payments can be made by cash, check,
money order, or major credit card. To make a payment with a credit card, login to
the
SOLAR Systemand click on “Account Summary/What Do I Owe?”. Additional billing information is available
on the
Bursar/Student Accounts website.
Parents of dependent undergraduate students may borrow a Federal Direct Parent PLUS
Loan by submitting a "Federal Direct Parent PLUS Loan Request Form" to the financial
aid department. Visit the
Federal Direct Parent PLUS Loan information link for further information.
Students can apply for a private educational loan. For further information, visit
the
Private Educational Loan
page.
HOW DO I CALCULATE MY GAP?
Utilize one of the calculators below to determine your "gap" between your financial
aid award package and anticipated charges as either a NYS Resident or Out of State
student. These calculators will allow you to see the difference in cost between residing
on-campus, off-campus, or commuting from a family residence.
