Cost & Filling The Gap

Your financial aid may not cover all the expenses that you may incur while attending classes. The following information is designed to assist you in determining the amount of funding you may need to cover these "out of pocket" costs and the available options to cover the expenses or "filling the gap."

Your budget is made up of two parts: direct costs that are paid to the University and indirect costs that are not paid directly to the University but you may incur during the enrollment period. Indirect cost items may vary depending on your individual situation.

2023-2024 Estimated Full-Time Cost of Attendance  (COA)

• On Campus - 23/24

  Direct Costs	New York Resident	Out of State Resident
  Tuition	$7,070	$26,860
  Fees	$3,490	$3,490
  Housing	$11,250	$11,250
  Meals	$7,050	$7,050
  Total Direct Cost	$28,860	$48,650

  
  

  Indirect Costs	New York Resident	Out of State Resident
  Books	$900	$900
  Transportation	$840	$840
  Personal Expenses	$2,408	$2,408
  Total Indirect Cost	$4,148	$4,148

  
  

  ESTIMATED YEARLY COST

  $33,008

  $52,798

  
  
  

  Important Notes/Key Terms:

  Tution is set annually by SUNY and is generally done in June.  These estimated costs are effective 06/13/2023. All charges are subject to change following regulations from the state of New York, the State University of New York, and Stony Brook University. Tuition and Fees may vary based on program of study. Please visit the  Student Financial Services Website for actual charges.

  Fees include: College Fee, Health Services Fee, Graduate Activity Fee, Technology Fee, Academic Excellence & Success Fee and Transportation Fee.
  
  Housing and meal costs may vary depending on housing options and meal plan selected. Double dorm room and Wolfie Standard Meal Plan were used to calculate above meal and housing plans. All resident first year students are charged an additional fee for required opening weekend meals. All resident transfer students are charged an additional fee for opening weekend lunches.

  Direct costs are charges paid to the University.
  
  Indirect costs are not paid directly to the University. They are average regional costs based on the consumer price index. 

  Transportation allowance may cover travel to the student's home during breaks in the semester. 

  Personal expenses include clothing, personal maintenance, grooming aids, and recreation.
  
  Full time students will be billed for health insurance through the University.  The option to waive this cost will be available by providing proof of coverage to the Student Health Service at Stony Brook University.

• Living With Parent - 23/24

  Direct Costs	New York Resident
  Tuition	$7,070
  Fees	$3,490
  Total Direct Cost	$10,560

  
  
  

  Indirect Costs	New York Resident
  At Home Living Allowance	$4,050
  Books	$900
  Transportation	$4,744
  Personal Expenses	$2,408
  Total Indirect Cost	$12,102

  
  

  ESTIMATED YEARLY COSTS

  $22,662

  
  

  Important Notes/Key Terms:

  Tution is set annually by SUNY and is generally done in June.  These estimated costs are effective 06/13/2023. All charges are subject to change following regulations from the state of New York, the State University of New York, and Stony Brook University. Tuition and Fees may vary based on program of study. Please visit the  Student Financial Services Website for actual charges.

  Fees include: College Fee, Health Services Fee, Graduate Activity Fee, Technology Fee, Academic Excellence & Success Fee and Transportation Fee.

  Direct costs are charges paid to the University.
  
  Indirect costs are not paid directly to the University. They are average regional costs based on the consumer price index. 
  
  Transportation allowance may cover the cost of operating and maintaining a car, the costs of daily trips to and from campus, the cost of trips to permanent residence, and the cost of bus and parking permits.

  Personal expenses include clothing, personal maintenance, grooming aids, and recreation.
  
  Full time students will be billed for health insurance through the University.  The option to waive this cost will be available by providing proof of coverage to the Student Health Service at Stony Brook University.

• Off Campus (Not With Parent) - 23/24

  Direct Costs	New York Resident	Out of State Resident
  Tuition	$7,070	$26,860
  Fees	$3,490	$3,490
  Total Direct Cost	$10,560	$30,350

  
  

  Indirect Costs	New York Resident	Out of State Resident
  Housing	$10,336	$10,336
  Meals	$5,640	$5,640
  Books	$900	$900
  Transportation	$4,744	$4,744
  Personal Expenses	$2,408	$2,408
  Total Indirect Cost	$24,028	$24,028

  
  

  ESTIMATED YEARLY COST

  $34,588

  $54,378

  
  

  Important Notes/Key Terms:

  Tution is set annually by SUNY and is generally done in June.  These estimated costs are effective 06/13/2023. All charges are subject to change following regulations from the state of New York, the State University of New York, and Stony Brook University. Tuition and Fees may vary based on program of study. Please visit the  Student Financial Services Website for actual charges.

  Fees include: College Fee, Health Services Fee, Graduate Activity Fee, Technology Fee, Academic Excellence & Success Fee and Transportation Fee.

  Direct costs are charges paid to the University.
  
  Indirect costs are not paid directly to the University. They are average regional costs based on the consumer price index. 
  
  Transportation allowance may cover the cost of operating and maintaining a car, the costs of daily trips to and from campus, the cost of trips to permanent residence, and the cost of bus and parking permits.

  Personal expenses include clothing, personal maintenance, grooming aids, and recreation.
  
  Full time students will be billed for health insurance through the University.  The option to waive this cost will be available by providing proof of coverage to the Student Health Service at Stony Brook University.

  
  
  

   

The following methods are available to "filling the gap" between your college expenses and your financial aid awards:

1. You may pay the balance due in full each term. Payments can be made by cash, check, money order, or major credit card. To make a payment with a credit card, login to the SOLAR System and click on “Account Summary/What Do I Owe?”. Additional billing information is available on the Bursar/Student Accounts website. 
2. You may pay the balance due in installments by signing up for the University's Time Option Payment Plan (TOPP).
3. Parents of dependent undergraduate students may borrow a Federal Direct Parent PLUS Loan by submitting a "Federal Direct Parent PLUS Loan Application" via studentaid.gov using the parent FSAID. Visit the Federal Direct Parent PLUS Loan information link for further information.
4. Students can apply for a private educational loan. For further information, visit the Private Educational Loan page.

HOW DO I CALCULATE MY GAP?

Utilize one of the calculators below to determine your "gap"  between your financial aid award package and anticipated charges as either a NYS Resident or Out of State student. These calculators will allow you to see the difference in cost between residing on-campus, off-campus, or commuting from a family residence.