International students are not eligible for Federal or State aid.
The only form of aid available to an international student is a private loan. This is a loan offered through a lending institution of your choice. You must apply directly with the lender. The lender may require that you have a co-signer. Some may require that the co-signer is a permanent resident, others require US citizenship.
Click here to learn more about loan options.
Stony Brook Universities Bursar Office does offer a monthly payment plan for paying your university charges.
Other helpful link for Stony Brook’s international students
MPOWER Private Loan
|Minimum Enrollment Requirements||None|
|6+ Credits||✅ YES|
|Marticulation Requirements||Non-Matric Eligible|
|Citizen Requirement||US citizen or permanent resident|
|International student studying in the U.S. with a credit worthy U.S. citizen or permanent resident cosigner|
|No co-signer ( within 2 years of graduation)||✅ YES|
|Satisfactory Academic Progress Required||✅ YES|
|Prior Balance||If student is no longer enrolled, they must apply within 30 days of the loan period end date.|
|Immediate prior semester||✅ YES|
|Fewer than 365 days from enrollment end date to the first disbursement of the loan|
|Other||Up to 360 days from date of application|
|Interest Rate (Undergrad)||Variable ( APR ) *10 year repayment plan||N/A|
|Fixed (APR) *10 year repayment plan||9.99%-13.99%|
|Interest Rate (Grad)||Variable ( APR ) *10 year repayment plan|
|Fixed (APR) *10 year repayment plan||7.99%-13.99%|
|In School Deferment|
|Co-Signer Release||No Co-Signer Required|
|Borrower Benefits||Automatic Payment Discount||0.50%|
|Quarterly FICO Score|
|On-Time Payments Reward||0.50% after 6 mo. Consecutive time payments|
|Cash Rewards for good grades|
|Other||0.50% for proof of graduation and employmen|
|How to Apply||Apply|
|Medical Loans Available, **SAP=Satisfactory Academic Progress ***IRR = Interest Rate Reduction Borrower benefits are subject to change solely at the discretion of the lender.|