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Summer Aid

Summer is an excellent time to catch up or get ahead in your studies, make progress towards graduation, and explore new and interesting topics.

Stony Brook’s tuition rate is among the   most affordable  of all top-tier universities in the nation, and we support eligible students with financial aid in the form of unsubsidized loans.

It’s important to understand how summer financial aid will impact your award levels in the following fall and spring semesters, as there are limits to the amounts students can receive in Direct Loans in one academic year. Our advisors are here to speak with you should you have questions about your eligibility for summer aid or financial decision-making. 



This calculator is designed to help you estimate what your total summer expenses will be based on the various options you select

* Be sure to read our section on  Enrollment and your Aid  to understand how changes in enrollment can impact your Eligibility for financial aid.

You can also view our   Summer Aid Videos  for a tutorial on how to use the summer aid expense calculator and for an overview of the summer aid process. 

Notification of summer awards to eligible students begins early May.

View our Summer Aid Timeline

Students who have submitted a valid FAFSA and who have also enrolled for summer classes will automatically be awarded a summer financial aid award package.  
It is important to understand that receiving summer aid will likely reduce your fall/spring award  package.  Please read the award program details below for additional information and how your fall/spring awards may be affected.

In order to receive a summer financial aid award package the following must be in effect prior to the last day of your summer enrollment:

  • You must be a matriculated Stony Brook student.
  • We must have a valid FAFSA on file.
  • You must not have any outstanding To Do List Items.
  • Must Meet SAP requirments. 

Stony Brook University participates in the following summer financial aid programs.


  • Summer Federal Work Study
    Funding for this program is limited. Federal Work Study will be awarded on a funds available basis.

    The start date for summer employment through the Federal Work-Study Program is July 1 and continues through the end of the summer term (mid-August).

    In order to be considered for this program, it is necessary to complete the following steps:

    1. File the FAFSA or Renewal FAFSA for the upcoming aid year so that it is received by the federal processor no later than February 15th.  Indicate on your FAFSA that you would like to be considered for Federal Work Study funds.
    2. Enroll for summer.
    3. Based on available funds, if you are eligible to receive Federal Work Study you will be considered for this award.
  • Summer Federal Direct Loan (Unsubsidized)
     In order to be considered for this program, it is necessary to complete the following steps:
    1. File the FAFSA or Renewal FAFSA for the upcoming aid year.
    2. Complete your summer registration. Note: A minimum enrollment of 6 credits during Summer Sessions I and/or II is required to receive a Federal Direct Loan. Advanced graduate students engaged in full-time research must register for the appropriate course.
    3. If you are eligible to receive a loan one will be offered to you in your summer financial aid award package.

    If a Master Promissory Note is required, a SOLAR System To Do List Item will be assigned.

    Due to federally mandated maximum annual loan limits, students borrowing through the Federal Direct Loan Program during the summer term will have reduced eligibility to borrow during the upcoming academic year.


    Student A is eligible for a combined annual total of $5,500 from the Federal Direct Loan Program. The scheduled disbursement for this loan would be $2,750 in the fall and $2,750 in the spring.

    Student A enrolls for 6 credits in the summer, and accepts a $3,500 Federal Direct Loan.

    Loan eligibility would change from:

    Fall Loan Spring Loan
    $2,750 $2,750


    Summer Loan Fall Loan Spring Loan
    $3,500 $1,000 $1,000