Cost of Attendance

A student's financial aid budget or cost of attendance is made up of two parts, direct costs and indirect costs.

Direct costs are paid to the University and include tuition (in-state or out-of-state), fees, and room and board (if living on campus) or only tuition and fees if the student does not live on campus.

Indirect costs are not paid directly to the University and include items such as books and supplies, transportation, and personal expenses. These items are more individually variable than direct costs.


Determining Financial Need

What is Expected Family Contribution (EFC)?

Your Expected Family Contribution (EFC) is the result of the income information that you and your parents (if applicable) provided on the FAFSA, and a formula determined by the US Congress. Your EFC is listed on the Student Aid Report (SAR) sent to you by the federal processor after you filed your FAFSA.

Calculating Financial Need

Your financial aid eligibility is based on your financial need. Financial Need is calculated by subtracting your Expected Family Contribution (EFC) from your Estimated Cost of Attendance (also referred to as the student budget). Due to limited resources, the amount of financial aid awarded to you may not cover your total financial need.