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Consolidating your loans is the process of combining one or more loans into a single new loan.  In some cases, consolidation can simplify payment by turning multiple payments into one.  Consolidation can also make you eligible for repayment plans you didn’t previously qualify for.  However, in some cases consolidation can eliminate certain borrower benefits.  To determine if consolidation is right for you, please visit Federal Student Aid’s consolidation information page.

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